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Writing a Will or Mirror Wills allow you to set out what you
want to happen when you pass away. Our aim is to make the process of
making your will as easy and cost effective as we possibly can.
By Writing a will you ensure that your chosen
family or loved ones inherit what you would like them to inherit. You are securing great peace of mind, knowing that
your last wishes will be fully documented and saving your loved ones
all the heartache of sorting out your affairs if you have not taken
the time and trouble to plan them.
If you do not have a Will, otherwise known as
a Last Will and Testament, or have not reviewed your Will for a
number of years, you are not alone. Approximately 67% of the UK’s
adult population do not have any form of Will. Many of the remaining
23% have never updated their Will since they first wrote it.
Are you one of the 63%, or maybe one of the
27%?
Putting off writing your will is easy, you could always get around
to it tomorrow or next week, but is it fair to potentially leave you
affairs in a state of disarray. Would you not prefer to have decided
in advance who you would want to look after your children, pets and
loved ones if you were not around to do so.
Maybe you just have not got around to it, or
you think it is too complex. You may not even like the thought of
planning for what happens after your death.
The process of estate planning need not be
difficult or morbid. Our aim is to help you put your affairs in
order, in the privacy of your own home over a cup of tea.
Your
only obligation to us when you book a free in-home consultation is
to provide the tea. We can arrange to visit you at your home at a
time to suit you, and over a cup of tea we can talk you through all
the things you should consider when planning the writing of your
Will.
If you wish us to write your Will, we will
give you a quote for what needs to be done, and take your Will
instructions there and then.
Long-term care costs are now a major threat to
the wealth of many families and, for those with assets below
£624,000, have probably overtaken the threat of inheritance tax,
since the Chancellor changed the rules for married couples and civil
partnerships back in October 2007.
Our services are highly valued because,
irrespective of your age or the size of your estate, we work on a
fixed-fee basis. Our aim is to provide a solution that truly meets
all of your needs.
Why do you need a Will?
It is not a
legal requirement to have a Will in the UK, although it is a very
good idea. If you die without a Will, this is called intestate.
Dying
intestate may certainly make the process of sorting-out your affairs
more complicated and costly for the loved ones you have left behind.
It may also mean that your estate (your assets), may not be disposed
of as you would have wished. In some cases, it could mean handing
over all of your estate to the Government.
If
you are an unmarried couple, or cohabiting, it is particularly
important to write a Will (or Wills), as a partner has no automatic
rights to any of your property or assets. In many cases, this could
cause your partner to be homeless after you die.
Having a
correctly-authored and witnessed Will ensures that your estate will
be distributed as you wish. It can also reduce the burden of
inheritance tax, provide significant protection for your home from
long-term care costs, and ensure that suitable guardianships and
care arrangements are made for children and other dependants, even
your pets.
If you do not
make arrangements for your loved ones, who else will look after
them?
Many people
believe that matters such as inheritance tax will not affect them,
believing this is a tax on only the super-rich. These same people
are surprised and shocked to discover that upon death, anything
above the nil-rated threshold of £325,000 is taxable at 40%,
regardless of income. This money goes directly to the Revenue.
We are a
family-run business, and we aim to work with you in a caring and
helpful manner, making it easier for you to achieve peace of mind,
affordably.
When you book
an appointment, one of our fully-trained consultants will arrange to
visit you in your home, or place of work, at a time to suit you.
The initial
half-hour consultation is free of charge.
During this
consultation, our consultant will seek to understand your
requirements, then explain the various estate planning options
available to you.
Once your
requirements are understood and agreed, our consultant will provide
you with a fixed-price quotation for preparing and writing your Last
Will and Testament, supervising its signing, and all associated
documentation.
If you wish to
proceed, your instructions can be taken there and then. Your Will is
produced, and drafts will be sent to you for checking prior to your
consultant coming back to supervise the whole signing process.
To ensure
peace of mind, why not have our consultant visit you in the comfort
of your home for a free consultation. We aim to make
writing a will as easy as possible,
we therefore offer a free no obligation appointment Give us a call right now to book your free appointment.
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